SM-Direct Retail-Bikaner

* Work with Area Sales Manager \- ABHFL and plan sales operations for achieving targets (including cross\-sell), considering competitive forces and local trends * Scan the local market and competitive offerings on a periodic basis to adapt sales efforts accordingly * Provide data for and compile periodic MIS reports for disbursements, NPAs, target achievement, etc. * Work on assigned and identified prospects list for client relationship origination and maintenance activities, interacting with ground\-level client stakeholders Understand and communicate understanding of product characteristics and benefits to end