Sales Manager-Gold Loan

**Job Requirements** **Job Requirements** **Role/Job Title:** Sales Manager \- Gold Loan **Function/ Department:** Gold Loan **Job Purpose** The role entails the responsibility of generating gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand gold loan business in that locality/branch. **Roles \& Responsibilities** * Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers. * Existing liability customers are pitched for gold loans. * Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch. * Fee Income should be Minimum 1% of total disbursals. * Customer Follow ups to be done at regular intervals for timely renewal of cases to ensure Minimum renewal pending cases. * Co\-ordination with valuers to be done time to time basis. * Ensure most of the customers are aligned to pay valuation charges as per product norms. * Ensuring healthy collections with Nil First equated monthly instalment / First presentation Default and minimizing fresh flow in Bucket X. * PSL (Priority sector lending) Tagging and should be aware about PSL norms. * Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening. * Conduct Marketing activities in the local market for generating NTB gold loan customers. * Willingness to work extensively in the field and travel across the region on short notice. * Carrying out ad\-hoc activities as per the requirement of the department. * Proficient in MS \- Word /Excel and power point * Personal drive and positive work ethic to deliver results within tight deadlines and in demanding situation. **Education Qualification** Graduation: Bachelor’s in Engineering / Technology / Management/ Computers/Science. Post\-graduation: MBA. **Experience:** 2\-10 year of experience in retail banking, preferably with exposure to lending products