Data Scientist

**What We Do At Qliro** At Qliro, we develop safe and simple payment experiences for merchants and their customers. We work closely with e\-commerce businesses across the Nordics, acting as a partner rather than just a provider — offering local expertise, tailored solutions, and strong personal relationships. When our merchants grow, we grow. We’re now looking for a **Data Scientist** to join our team and play a key role in shaping Qliro’s credit and fraud capabilities. In this role, you’ll work across the full modelling lifecycle — from idea to production — and help us make smarter credit decisions while staying one step ahead of fraud. **What You’ll Do** * Research, develop, and analyze machine\-learning models within the credit domain * Work with real\-time models for credit decisioning and fraud detection * Develop and improve portfolio\-level scoring models * Monitor model performance, generate insights, and continuously improve existing models * Brainstorm and engineer new features that drive predictive power and business value * Contribute to projects that improve our model development processes, tooling, and infrastructure * Collaborate closely with data science, analytics, engineering, and business stakeholders Together with your team, you’ll be a key contributor to improving Qliro’s credit decisions, enabling more of our merchants’ customers to pay seamlessly through smart, data\-driven fraud prevention. **We believe you** * Have a strong passion for data and understanding how it connects to real business problems * Curiosity in how to use software engineering skills to deploy code * Hold a background in a quantitative field such as engineering, physics, mathematics, statistics, or similar * Have experience building and deploying models using Python * Have experience with SQL and are comfortable working with data at scale * If you have worked with boosted decision trees and neural networks, this is beneficial. * Are familiar with Git and modern development workflows * Experience with technologies such as dbt or Airflow is a strong plus — as is experience leading projects across multiple teams or departments. **What’s In It For You** You’ll join a skilled and ambitious data team working with a modern data platform at the core of Qliro’s decision\-making. Your work will directly impact how the business operates, scales, and creates value — and you’ll have plenty of room to grow, learn, and shape our data journey going forward.